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- Fannie Mae - Supporting Homeownership Through Mortgages
The federal national mortgage association, better known as Fannie Mae, is an integral part of the mortgage industry. Here's an overview on Fannie Mae and what it does.
Fannie Mae - Providing A Little Help
Throughout the history of the United States, federal and state governments have used financial programs to modify our behavior. While it sounds…
- Where To Start In Looking For A Central Illinois Realtor By Susan Truett
Central Illinois is an excellent location for families and
businesses. Property values and local economies are growing
constantly and the wide range of available properties is
impressive. If you are looking for a central Illinois
realtor, you will undoubtedly find a professional,
experienced real estate professional that will assist you
through e…
- Selling a House is Easy By Duane LeGate
The thought of selling a house strikes fear into most people. The contracts, the legalese, the exorbitant costs — they all conspire to make the experience unpleasant at best, and a nightmare at worst. It doesn't have to be that way, though.Let's take a look at three different scenarios for selling the same house. We'll assume an average house in …
- Where to buy a property in Spain
Nearly two thirds of British holiday home buyers in Spain choose either the Costa del Sol or Costa Blanca - the two coasts with long-established tourist resorts, year-round sunshine, golf courses galore and all the amenities and facilities they need to make their Spanish destination feel like a home from home.
But the up and coming coasts around …
- Property for Sale in Bulgaria - Emerging Property Markets 1 By James Wittering
The latest investment property headline is this: Popular and well trodden markets such as France and Spain are out, Bansko is in.Where?Bansko, Bulgaria. Fast becoming one of Europe's hottest ski resorts and showing no signs of slowing down for beginners, Bansko is where the smart money is being invested. From as little as £30,000 you can own a 1 …
- 10 Ways to Buy a Home With Little or No Money Down
There are many ways to buy a home, even if you have little or no money to put down. Here are a few of the basics:
1. Sweat Equity
Sweat Equity is a way to get a home by trading work for equity in the house. This could be used for a down payment or for purchase later. This is a great technique if you are handy with tools, yard-work, and paint.
Look …
- Slow January in Sacramento Real Estate
The month of January has historically been the slowest month for existing home sales in the Greater Sacramento area but last month is sunk to the lowest level in the past six years.
In Sacramento, Placer, El Dorado and Yolo counties January sales fell 29% to just over 1,600 sales. This volume level has not been seen since January 2000 according to …
- Home Inspection Checklist - Home Inspectors By Mike Plank
Although architectural details, wall and floor coverings, modern conveniences and many other factors are important in the buying decision, the focus of this inspection is on the structural/mechanical/electrical condition of the property.The inspection is designed to give the real estate agent or prospective purchaser a system to detect some of th…
- Hey Landlord! Is Your Lease Legal? By Mark Walters
The longer you are a landlord the more you strive to create the perfect lease/rental agreement. Landlords learn in the school of hard-knocks that some tenants are certified trouble makers and we try our best to protect ourselves with a carefully structured restrictive lease.That's just good business.... but be careful you don't include any prov…
- The legal aspects of buying property in Spain
When buying a house in Spain, there are numerous aspects which require a lawyer's expertise.
You know the dizzying moment, after endless house-hunting, when you walk into a place and know it's the one. When that place is in Spain, add to that ecstatic feeling a huge dollop of sunshine, beaches and cheap wine - and suddenly all sorts of thoughts ca…
- How To Sell A Residence Without An Agent
With a robust real estate market, selling a residence isn't particularly difficult. Here's a primer on how to sell your own house.
How To Sell A Residence Without An Agent
First and foremost, you need to educate yourself on how real estate transactions happen. There are online guides and plenty of books on the subject at your local bookstore. When…
- Why A Final Inspection Is Necessary By Neda Dabestani-Ryba
In the sales contract, the sellers of your new home agreed to leave all the light fixtures, custom blinds, and refrigerator. When you walk in the home on moving day, to your surprise, all of those things are gone. In addition, the locks on the back door are broken; there is a huge stain on the living room carpet, and the garage opener doesn’t w…
- Business Credit Card Dirty Tricks By Thomas Kish
My system teaches people that the proper use
of credit is the fastest way to speed up your profits
in real estate investing.And you can use this system no matter what your
own credit score is.What you must understand is how to use a newly
created business name to go out and get business
credit cards and lines of credit for your real estate
i…
- Understanding the Escrow (Closing) Process By Sharon Hassler
1. What is an escrow?Escrow is defined as a process where parties deposit instructions and funds with a "disinterested" third party until conditions of the instructions are met. This applies whether the purchase is real estate or an expensive Ebay item. In a real estate escrow, a title insurance company, escrow company or attorney will traditiona…
- Buying Real Estate Property In Spain By Rhiannon Williamson
It’s high time someone advocated the use of common sense and suggested that those people looking for that dream home in Spain actually apply a cautious approach to buying!After all, real estate is such a significant purchase for most people that you’d think people would be only too ready to think twice and long and hard before committing to purch…
- Alternatives to Paying Realtor Commissions By Kris Stone
Recently, most commissions have fallen significantly as the Internet reduces the role of agents.This includes stock brokerage commissions , airline tickets, insurance, shopping and many more. However, the single biggest commission most consumers may ever pay - the one for selling their home has only fallen modestly from the traditional 6%.That is…
- A Few Easy Ways To Take The Headache Out Of Moving By W. Troy Swezey
Moving from one house to another is always a challenge, but it doesn’t have to be a nightmare. Here are some simple tips on how to get it done with minimal stress and strain.Look at all the alternatives: hiring a moving company, for example, versus renting a truck and doing it yourself. Whichever alternative makes most sense for you, get bids f…
- Online Real Estate Dealing - save your time and cost
Real estate means fixed property. It includes land or anything permanently fixed to the land. Mortgages or mortgage loan is the major source to obtain capital for making purchase of property (real estate) or to improve it. The real property itself acts as the biggest guarantor (collateral) of the loan.
There are different types of real estate, but…
- From Foreclosure to Forbearance - The Art of Negotiation By Peter Dobler
As an active real estate investor you probably already know that the most important phase of your investment is when you buy the property. Most of us are getting the bargains in the foreclosure market. You will agree with me that the best time to buy is before the actual foreclosure. This is commonly known as pre-foreclosure.If you ever found you…
- Things to Consider When Purchasing Real Estate
The real estate market is currently booming nationwide and for this reason more and more individuals are looking into buying a home. As the purchase of a home is a major decision and the largest purchase you may ever make there are a few things that prospective homebuyers should look for in their journey to finding the perfect home.
Area Where the…
- If Real Estate Investment Is So Great, Why Doesn't Everyone Do It? By Bruce Ford
Oh, that's an easy one. I can answer that in one word. FEAR.Real estate investment is a great way to change just about everything in your life, but it's one of those things where doing it for the FIRST time is the toughest. In fact, the second is exponentially easier!It's fear folks, plain and simple! And why doesn't make much sense to me. Consid…
- Five Things to Help Sell Your Home Fast, and For More Money By Jeanette Joy Fisher
Selling your home requires some thought and a clear plan of action. Here are five things to consider when you're getting ready to sell your home:1) Know Your BuyersAre most of the homes in your neighborhood being bought by first-time or move-up buyers? Depending on which group will be looking at your home, you'll want to do the things that will m…
- Conversation & The Real Estate Investor By John Michael
One key that makes investors is conversation or should I say "The Art Of Conversation".All successful investors are skilled in conversation and I'm not talking about the investors that does 10, 20 or even 30 deal a year! I'm talking about the "BTO" Big Time Operator; The Big Dog's slamming down 100 or more deals every year.This is no discredit to…
- The Basics of Real Estate Investing
The Basics of Real Estate Investing By: David Neese
Real estate investing may not be everyone's cup of tea, but some people who have already tried investing in real estate know that it can be highly profitable and lead to much better quality of life. There are several keys to making significant profits in real estate investing deals. And when the d…
- Home Buyer – 10 Extra Costs Above the Sales Price By Bill Carey
1)Mortgage Application, Brokers Fees, and Points – These costs can amount to thousands of dollars some like the application fee are poc (paid outside of closing) $200 to $500 depending on the lender. Broker fees a percentage of the loan are sometimes waived or rolled into the mortgage. Points .5% to 4.0% of the loan amount can be rolled into the …
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