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- Buying a Home - Dealing With Lender Letters
Most people who set out to buy a home, be it house, townhouse, condo, apartment, or mansion on a hill, know they need to have a lender letter in hand saying they are qualified for a loan. What most “civilians” (people not in the real estate business) don’t realize is how much the value of a lender letter varies.Let’s look at some of the general way…
- Real Estate Investing 101 – Understanding the Different Types of Lenders By Brian Anderson
The changes in financing options available for residential investment properties over the last 5 years are staggering. Lenders have relaxed the credit and income guidelines for qualification that formerly deterred many would-be investors from entering the real estate. In addition, the down payment requirement has been eliminated for borrowers w…
- Nobody Loves A Landlord By Mark Walters
The typical landlord starts off life as a light
hearted real estate investor. The investor is
brimming with enthusiasm and is determined to
acquire some single family homes that will be
attractive to renters... and start down the road
to financial independence.Then... Wham! Reality smacks them right in
the face! The investor-landlord is fair ga…
- Real Estate Secrets Revealed: Make the Most of Your Home Buying Experience By Joel McDonald
When Christy Corder -- a first time home buyer just out of law school -- decided to buy a home, she wanted to get the best deal possible, but was too busy studying for the bar exam to do all the work herself. She didn't have the time to "shop around" with a dozen different Realtors - most of whom were incompetent anyway.In a competitive market w…
- Fixing Houses for Resale: Three Beginning Steps to Increase Profits and Have Fun By Jeanette Joy Fisher
Real estate investors specializing in fixers make higher profits when they have a detailed work plan and know how to get around the future resale appraisal issues.Before you begin your fixer makeover, taking a few extra steps helps you make more money, avoid future appraisal pitfalls, and have more fun.1) Planning for ProfitsVisualize your final …
- Finding a Great Listing Agent for Your Home: 8 Tips By Jeanette Joy Fisher
If you've decided to list your home, you'll be paying a real estate agent a significant amount of money to the hard work of selling your home. Therefore, you have the right to expect prompt attention, good service, and protection. Here are eight tips for finding a good real estate agent:1) For your protection, you want a knowledgeable real estate…
- Selling by Owner = Saving by Owner? By Jeanette Joy Fisher
According to the National Association of Realtors, For Sale By Owner (FSBO) home sellers comprised nearly 14% of all home sales in the United States in 2003. The Boston Globe reported that nearly 25% of homes sold in that area during that same time period were FSBOs.Although many FSBO home sellers have saved thousands of dollars in commissions, m…
- A Bad Real Estate Market is Good for Real Estate Investors and the Country! By Bill Young
The real estate industry in this country is in for a rude awakening!The realtors, mortgage brokers, “investors” (really speculators) and Alan Greenspan are whistling past the grave yard, living on borrowed time.Few people realize how bad the real estate market can become. I remember in the late 70’s when interest rates were above 12%, eventually …
- How Much Should I Pay For This House? By Lou Castillo
We probably answer this question for someone a couple times every week. The problem is that they don’t have a good formula for determining the most they can pay and still make a profit – so they’re scared to make any offer. Here’s what we use for single family homes:The (MAO) Maximum Allowable Offer is calculated by first determining what the hou…
- If You are Hiring a Neighborhood Specialist to Sell Your Home, there are Some Things You Absolutely By Michelle Shelton
My husband and I were eating breakfast at the Good Egg the other morning and couldn’t help but over hear a fellow talking to his elderly parents about their home. It was fairly obvious that his father had a hard time hearing and the louder he talked the more I was tuning in to what he was saying.“Dad, the real estate market in Arizona is going c…
- Buying a Home with Zero Down Payment in Irvine, CA By Vincent Bindi
Years ago, the only person that could buy a home in Irvine with zero down payment using a new purchase money loan were Veterans of War (called a VA loan). In the past several years, there has been an explosion of new loan programs designed to fit most any buyers circumstances. Today, most anyone can buy a home with zero down payment if they hav…
- FSBOs –The Secret of 'After Settlement Escrow' to Solve Problems By Raynor James
Most FSBOs (people who are selling their own homes) are aware of the conventional use of escrow. In this article, we look at ways to use escrow to solve problems.EscrowEscrow means different things in different parts of the country. In California it’s part and parcel of the settlement process. In Virginia, while there’s no formal escrow before s…
- Real Estate Investing In Bulgaria By Andrew Larder
As Bulgaria readies for joining the European Economic Community in 2007, many investors are looking to see if there are real estate bargains to be had there.Other countries have had a big run up before and shortly after joining the European Economic Community. Bulgaria's prices for commodities are amongst the cheapest in Europe, and if you can fi…
- Will the Real Estate Investor Bubble Burst? By Scott Ames
Everyone these days is a real estate investor it seems. Mom and Dad, cousins, Uncle Joe, and the butcher down the street all have an interest in real estate investment.I don’t blame them. Real estate has been a great way to make money for as long as I can remember. It’s been the foundation of the word investment forever.Everyone knows that if you…
- Texas Real Property Law for Commercial Landlords
Selected Texas Property Code Provisions of Interest to Commercial Landlords
By Tri Nguyen, Esq.
I have found that landlords generally face the same set of issues and have the same set of questions pertaining to their rights, duties and obligations as landlords under Texas law. The answers to these questions depend on whether residential ten…
- 5 Hot Tips for Successful Real Estate Investment By Rhiannon Williamson
The last downturn of the global stock market saw millions of ‘every day’ investors having their fingers badly burned. Overnight life savings were eaten away, retirement funds went into decline and the economic forecast for all of us who had any money invested in stocks and shares was gloomy to say the very least.As a direct result investors in t…
- Should I Buy Real Estate in this Market? By Kris Stone
Finally home prices are settling down and the overheated housing market is cooling. Last few years selling house has been easy, put an ad in the newspaper or conduct an open house and you will get multiple offers in weeks.If you are in a hot market and/or you have priced your house correctly, buyers may get into a bidding war and the seller may g…
- Pump Up The Value Of Your Rehab Real Estate Investment By Bruce Ford
There are two legal ways to increase your wealth.1. Keep more of what you have (e.g., tax strategies, rehab efficiencies, cost savings)2. Add value to something (e.g., a real estate investment, stocks, bonds)Let's focus on adding value to your rehab investments.The most obvious is certainly bring it back up to standards. We HAVE to do the obvio…
- Regarding Real Estate On Leased Land By Mr Jody Hudson
1.Why are there so many properties on leased land?There are several situations here. Business and commercial land is often leased all over the world. In New York City, Tokyo, and other larger, older cities; land owners often lease the land that is underneath those skyscrapers and in some cases even the park land is leased to the city by the land …
- Investing in Real Estate Vehicle for Wealth Building By Srini Saripalli
Real estate is one of the best vehicles of building wealth. Historically real estate has outperformed other asset classes like stocks or bonds, and is reasonably predictable and less volatile. There were times when real estate went down and there were times where it went up but on an average it has given a sizeable annualized return Development r…
- Property in Bulgaria - Huge Investment Potential By Rhiannon Williamson
Bulgaria is a truly magnificent country, located in Eastern Europe with an amazing coastline that stretches over 340km along the Black Sea, with a backdrop of one of the world’s most magnificent mountain ranges and the beautiful and historic capital city of Sofia.Today Bulgaria not only offers one of Europe’s most attractive and unspoilt holiday …
- Mortgage made easy
Synchronize your brain with mortgage dictionary to understand the basic concepts of mortgage. Everybody will finance a mortgage loan in some point of life. In fact, a large percentage of the total household credit in North America constitutes residential mortgage. Since purchasing a home is substantial amount of money, Residential Mortgage is the m…
- How to Become a Successful Real Estate Investor By Jeanette Joy Fisher
Many folks dream of becoming real estate investors, but not everyone has what it takes. If you're dreaming of becoming an investor, here are several important questions to consider, long before you buy your first investment property:1) Why would a homeowner sell a house at a bargain price?Many things happen in people’s lives that make their home …
- Golf Course Construction Swings Into Action on the Bulgarian Coast By Ian Hunt
There has been much interest in the high plateau area overlooking the northern coast at Topola just north of Balchik in Bulgaria. Investors who have bought land in this location have enjoyed substantial gains in the value of their Bulgarian property investment, but will this continue?For the most part of 2005 there was little activity on the golf…
- Chapter One FSBO the Russ Miles Thriller/Mystery Novel By Russ Miles
Chapter OneShe reached the phone on its second ring. “This is Tami!” She confidently answered. She knew who she was.“Honey, guess what? I sold them! I’ve got the job!”
“In Phoenix, Aaron?”
“Yes! It’s beautiful here! Ninety degrees in November. Blue sky. This place is booming. We’ll sell our house, there!”
I don’t want to sell my home! Tami’…
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